Last month, the Ministry of Industry and Information Technology announced the implementation of the “Special Action Plan for Digital Empowerment of Small and Medium-Sized Enterprises” to empower small and medium-sized enterprises with digitalization to help epidemic prevention and control, resumption of production and sustainable development.
It is essential for small and medium-sized enterprises to seize the opportunities of the new industrial revolution represented by networking, digitization, and intelligence, and promote the application of new-generation information technologies such as the Internet, cloud computing, big data, and artificial intelligence.
Under the epidemic, online projects such as e-commerce and online education with high degree of digitalization ushered in business growth. Some low digitalization levels, especially traditional enterprises, have been hit hard. The contactless consumption model has made the past strongly dependent on online The industry of the next business stopped abruptly.
Launching online is not simply a matter of transferring offline business to online, but a series of business links such as business development, customer value enhancement, order, logistics and distribution management through interconnected online markets.
Under the influence of the epidemic, small and medium-sized enterprises have been struggling to operate, and there have been varying degrees of short-term debt repayment and staff wage expenditure pressures, resulting in a large number of financing needs.
The pain point of the traditional financing model is the driving factor for the digital transformation of small and micro finance in commercial banks. The empowerment of digital upgrades allows commercial banks to effectively reduce risk control costs and bad debt risks, thereby effectively solving the financing difficulties of small, medium and micro enterprises.
Many small and medium-sized enterprises do not pay attention to the construction of remote smart office platforms and intelligent management. During the process of resuming production, it is easy to expose problems such as unclear organizational structure, inability to quickly and accurately adjust and communicate target plans, and chaos in operation and management.
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